Property Documents Verification: Role of a Private Investigator Before Buying

A property can look perfect when you visit it. The house is in a good area, the location is suitable and the seller also seems genuine. But before buying checking the property papers and other details properly is important. A small mistake in the documents or information about the property can create problems later.

Before buying, checking the documents properly is important. A wrong name, missing paper or old loan can create problems later. Many buyers are not sure which details they should check. A private investigator can help check these details and collect information about the seller and property.

Start With the Seller's Documents

Before buying ask the seller for the property papers. Check all the papers properly instead of depending on one document.

Some common papers are:

• Sale deed

• Registry papers

• Previous sale deed

• Mutation records

• Property tax receipts

• Building approval papers

Keep copies of the papers so they can be checked together.

Check If the Details Match

Before buying check whether the property details are the same in all the papers or not. Even a small difference should be checked before you buy it.Check

• Owner’s name

• Property number & plot

• Address of property

• Flat/Floor number

• Details of the boundary

Ask the seller about it and get it checked before buying the property if the name, area or any other detail is different in one paper.

Check Previous Sale, Loan and Tax Records

Old papers can tell you about the property and its past. Before buying check the old sale papers, loan details and tax records.
 

Verify these details: 

• Previous owner name

• Old sales documents 

• Name of present owner 

• Any bank loan on the property

• Latest property tax receipt

If there is something not clear, ask the seller before paying. A private investigator can also check the property and ask people nearby for basic information.

If Some Papers Are Missing

Sometimes the seller does not have all the property papers. They say:

• The original paper is not available

• The paper will be given later

• Only a photocopy is available

• The old paper is with someone else

If any paper is missing ask the seller about it. Check the reason and verify the details before making any payment.

What Can a Private Investigator Check

A private investigator does not check the legal papers like a property lawyer. Their work is collect information about the seller and the property.

They can check:

• Seller's name and basic details

• Previous owner details

• People connected with the property

• Information given by the seller

• Local information about the property

• Any difference between the information collected

The investigator can share the information with the buyer. A property lawyer can then check the legal side before the buyer finalizes it.

Check Other Information and Keep Papers Safe

Property papers are important but checking some information outside the documents is also important. People living near the property know about the owner, old problems or other issues related to the property.

A private investigator can make local enquiries and collect basic information.

Keep copies of the papers given by the seller like:

• Sale deed

• Previous sale papers

• Tax receipts & Bank NOC

• Property agreement

• Payment records

Keep your original documents safely with you. If an original is needed for verification, give it only to the authorized person.

Check Everything Before Paying

A seller asks you to pay an advance quickly and say that another person is ready to buy the property. In this situation do not make the payment in a hurry.

Take some time to check the property papers and the seller's details. If there is any missing paper or something does not match, clear it with the seller before signing the agreement or paying the advance.

These checks can help you avoid property fraud and other problems later.

Private Investigator or Property Lawyer

A property lawyer and a private investigator do different work.

A property lawyer checks:

• Property documents

• Ownership papers

• Legal records

• Loan or other legal issues

A private investigator checks:

• Seller's details

• Previous owner details

• People connected with the property

• Local information

• Details given by the seller

Both checks can be done if you have doubts about the property or the seller.

Conclusion

Buying a property is an important decision that is why check the details before you pay or sign anything. Go through the property papers, seller details, old sale records, loan information and tax records.

Property related fraud cases can happen in cities like Delhi, Mumbai, Pune, Bangalore and Hyderabad. If you are buying a property in any of these cities you can also take help from a private detective service in Delhi, Mumbai, Pune, Bangalore or Hyderabad to check the seller and property related information. 

A private investigator can check the seller, previous owners and local information about the property. A property lawyer can check the documents and legal records.Doing these checks before the deal can help you find the problem early and make a right decision about the property.